Endnotes
dos Our data covers only applications having proprietor-tenant very first-lien finance. Except if if not detailed, the latest numbers shown and you may talked about listed here are based on HMDA-reported software or finance to own owner-occupied, first-lien, home-buy mortgage loans, toward each other that-to-four-device functions and you will manufactured land. We embrace the fresh habit, that is popular during the discussions of HMDA studies, out of making reference to you to definitely-to-four-product functions because the “single-household members homes.” I including believe that functions stated for the HMDA because some thing almost every other than just are produced household is site-dependent (created otherwise make on site). This includes services advertised all together-to-five device formations.